Take advantage of this great buyer's market and today's rates. Invest in your future. Call me today to find out about the benefits of becoming a homeowner.

Most folks agree that indeed is a great time to buy the house of your dreams. Not only can you select your preferred location, but in many instances you can get the terms you want! Prices have dropped considerably in most areas, and Sellers are anxious to negotiate and help you cover your closing costs! Combine this with the historically low interest rates of today's market, and you have a win, win scenario! Consider how fast some of these houses are selling, this could only mean higher prices in the near future! So, why not do it when you can actually afford to do it? Just consider how many years of hard work it will take you to save to cover closing costs alone!

                         The right time to buy is now! 

Your first step should be to select your new lender. With the ever changing mortgage industry, it would be a very good idea to carefully select your new "loan officer". You would probably want someone with extensive experience, and who has up to date information on new lending guidelines! I will gladly recommend a few trusted and tested mortgage loan officers, who have helped past clients, just ask me for it!

Your second step would be to contact the real estate agent of your choice!

Insist on an agent ready and able to make a full time commitment to you. I can and will do that.

Demand an agent with the experience needed to know the local neighborhoods, schools, market conditions, ordinances, etc. With my years of experience in the local market - I have the expertise and track record of success you need.

And finally, an agent who embraces the convenience of technology without losing the personal touch. You'll love the resources available on my website and the email alerts that I send, but these will never replace the time I spend with you, serving as your personal guide through this exciting process.

Let's get together and talk about your home buying and/or selling plans. Call me at the office (301-933-0058) or on my cell phone (301-537-7063) or send me an email (mruiz@mris.com), we'll setup a time that is easy and convenient for you to meet.

You can search for all the available homes for sale in this market that match your personal search criteria. Click on the link to start your search or contact me for more information.

www.miguelruiz.xactsite.com

P.S. If you're not ready to meet in person, please tour through my website. I'm sure you'll find the resources here useful and helpful. Enjoy!